The average net wage in Montenegro in July 2026 was 1,037 euros, and the gross wage 1,238 euros, MONSTAT reported on 31 August 2026. Pay is highest in finance and insurance, 1,683 euros, in energy, 1,484 euros, and in information and communication, 1,313 euros. It is lowest in administrative and support services, 873 euros, in arts, entertainment and recreation, 907 euros, and in agriculture, 917 euros. Over the year the net wage rose 2.3%, more slowly than prices, so real wages fell.
This guide gives average pay by sector, explains the difference between gross and net and compares wage growth with inflation.
What is the salary by sector?
| Sector | Net wage, July 2026 | Net wage, June 2026 |
| finance and insurance | 1,683 € | 1,673 € |
| electricity, gas and steam supply | 1,484 € | 1,479 € |
| information and communication | 1,313 € | 1,308 € |
| real estate | 1,230 € | 1,227 € |
| mining and quarrying | 1,181 € | 1,177 € |
| professional, scientific and technical activities | 1,108 € | 1,104 € |
| health and social work | 1,069 € | 1,062 € |
| public administration and defence, compulsory social security | 1,058 € | 1,061 € |
| construction | 1,025 € | 1,028 € |
| transport and storage | 1,025 € | 1,021 € |
| accommodation and food services | 1,020 € | 1,017 € |
| other service activities | 972 € | 970 € |
| retail, wholesale and vehicle repair | 971 € | 972 € |
| education | 957 € | 953 € |
| manufacturing | 926 € | 923 € |
| water supply and waste management | 923 € | 917 € |
| agriculture, forestry and fishing | 917 € | 912 € |
| arts, entertainment and recreation | 907 € | 903 € |
| administrative and support services | 873 € | 870 € |
| Montenegro average | 1,037 € | 1,036 € |
- People in finance and insurance earn almost twice as much as people in administrative and support services.
- Eight of the nineteen sectors are above the 1,037-euro average, and construction, transport and tourism are just below it.
- Education, at 957 euros, and retail, at 971 euros, remain below average.
How did wages move in July?
- In July the net wage rose 0.1% compared with June and 2.3% compared with July 2025.
- Wages rose most in water supply and in health, by 0.7%, and in finance, by 0.6%.
- Wages fell in construction and public administration, by 0.3%, and in retail, by 0.1%.
- As prices rose 0.8% in July, real wages fell 0.7% compared with June.
What do gross and net wage mean?
- The gross wage is the amount before taxes and contributions paid by the employee, and the net wage is what the employee receives in the bank account.
- MONSTAT calculates the average by dividing the total wages paid in the month by the number of employees who were paid.
- The average net wage for the whole of 2025 was 1,012 euros.
What the minimum wage is is explained in our guide to the minimum and average wage, and how you get from gross to net in our guide to salary tax. Where to look for work is covered in our guide to jobs in Montenegro, and how prices are rising in our guide to inflation.
Frequently asked questions
What is the average salary in Montenegro in 2026? In July 2026 the average net wage was 1,037 euros and the gross wage 1,238 euros.
Which sector pays the highest salaries? Finance and insurance, where the average net wage in July 2026 was 1,683 euros.
Where are salaries lowest? In administrative and support services, 873 euros, in arts, entertainment and recreation, 907 euros, and in agriculture, 917 euros.
What do people earn in health and education? The average is 1,069 euros in health and social work and 957 euros in education.
Are wages rising faster than prices? No, in July 2026 the net wage was 2.3% higher than a year earlier while inflation was 3.8%.
What was the average salary in 2025? The average net wage for 2025 was 1,012 euros.
Sources
Wages by sector, monthly changes and the real decline are published by MONSTAT in its average wages release for July 2026 and on its 2026 wage releases page, and the 2025 average in its wages release for 2025. The information was checked on 29 September 2026. Fijaka is a classifieds platform; this text is not financial advice.