Calculators for Montenegro
Free calculators built on Montenegrin law and official data: what a flat costs to buy, what a car costs to import, what a salary pays net, what a mortgage costs a month and what a rented flat earns. Each page shows its sources and the date the rates were checked.
Property tax and purchase cost calculator
Transfer tax of 3% to 6% on a resale flat, the notary fee and annual property tax.
Mortgage calculator
Monthly payment, total interest and a yearly schedule at the central bank's average rate.
Rental yield calculator
Gross and net yield on a flat you let, after tax, property tax and purchase costs.
Residency calculator
Whether your property meets the €150,000 taxable-value threshold for a residence permit under the January 2026 law.
Car import cost calculator
Customs duty of 0% or 5%, 21% VAT and homologation fees for a car you bring in.
Gross to net salary calculator
Net pay from gross and gross from net, with contributions, tax and the employer's cost.