Can you buy a flat by the sea in Montenegro for under €150,000? Yes. On 9 November 2026, 837 of the 3,297 flats for sale by the sea in Montenegro on Fijaka asked €150,000 or less, about 25%. Their median asking price was €124,000 for 44 m² (€2,760 per m²).
The largest seller has 41% of these flats under €150,000; without its listings the median is €124,000.
Where the flats under €150,000 are
| Municipality | Flats up to €150,000 | Studios | One-bedroom | Two-bedroom | Median price |
| Bar | 365 | 79 | 150 | 75 | €120,000 |
| Budva | 275 | 62 | 165 | 37 | €127,000 |
| Kotor | 60 | 20 | 27 | 11 | €127,000 |
| Herceg Novi | 54 | 8 | 34 | 5 | €125,000 |
| Tivat | 42 | 19 | 19 | 4 | €123,000 |
| Ulcinj | 41 | 6 | 27 | 8 | €118,000 |
What €150,000 buys by the sea in Montenegro, by size
| Size | Flats up to €150,000 | Median price | Median size |
| Studio | 194 | €97,000 | 30 m² |
| One bedroom | 412 | €129,000 | 45 m² |
| Two bedrooms | 140 | €135,000 | 62 m² |
| Three bedrooms | 24 | €131,000 | 60 m² |
The largest flats at this budget are two-bedroom flats, with a median of 62 m².
The areas with the most flats at this price: Bečići (64), Sutomore (40), Ilino (29), Petrovac (28), Dobra Voda (22), Šušanj (22).
Current listings: flats under €150,000 in Montenegro.
What it costs on top
- Transfer tax on a resale flat is 3% of the tax base up to €150,000. On €124,000 that is €3,720. See the property transfer tax guide.
- A new flat bought from a developer carries VAT in the price instead.
- Before any deposit, check the flat's legal status: what "legalizacija u toku" means.
Related answers
- Can you buy a flat by the sea in Montenegro for under €200,000?
- Can you buy a flat in Montenegro for under €100,000?
- Can you buy a flat in Budva for under €150,000?
- Can you buy a flat in Podgorica for under €150,000?
Frequently asked questions
How many flats by the sea in Montenegro cost less than €150,000? 837 of 3,297 on 9 November 2026, about 25%.
Where are most flats under €150,000 by the sea in Montenegro? In Bar, with 365 of the 837.
How big is a flat by the sea in Montenegro for under €150,000? The median was 44 m².
Can I get a one-bedroom flat by the sea in Montenegro for under €150,000? Yes, 422 one-bedroom flats asked €150,000 or less.
How these numbers were measured
Asking prices of all active flats and studios for sale in Herceg Novi, Kotor, Tivat, Budva, Bar and Ulcinj on Fijaka on 9 November 2026. Medians leave out listings without a price. These are asking prices, not sale prices.