Can you buy a flat in Herceg Novi for under €200,000? Yes. On 9 November 2026, 93 of the 230 flats for sale in Herceg Novi on Fijaka asked €200,000 or less, about 40%. Their median asking price was €145,000 for 48 m² (€2,840 per m²).
The largest seller has 45% of these flats under €200,000; without its listings the median is €137,000.
What €200,000 buys in Herceg Novi, by size
| Size | Flats up to €200,000 | Median price | Median size |
| Studio | 10 | €127,000 | 32 m² |
| One bedroom | 50 | €141,000 | 46 m² |
| Two bedrooms | 19 | €167,000 | 65 m² |
| Three bedrooms | 5 | €175,000 | 62 m² |
The largest flats at this budget are two-bedroom flats, with a median of 65 m².
The areas with the most flats at this price: Igalo (15), Bijela (11), Đenovići (11), Kumbor (10), Baošići (9), Topla (5).
Current listings: flats under €150,000 in Herceg Novi.
What it costs on top
- Transfer tax on a resale flat is 3% of the tax base up to €150,000. On €145,000 that is €4,350. See the property transfer tax guide.
- A new flat bought from a developer carries VAT in the price instead.
- Before any deposit, check the flat's legal status: what "legalizacija u toku" means.
Related answers
- How much does a one-bedroom flat cost in Herceg Novi?
- How much does a two-bedroom flat cost in Herceg Novi?
- Podgorica or Herceg Novi: where to buy a flat in Montenegro?
- Herceg Novi or Ulcinj: where to buy a flat in Montenegro?
Frequently asked questions
How many flats in Herceg Novi cost less than €200,000? 93 of 230 on 9 November 2026, about 40%.
How big is a flat in Herceg Novi for under €200,000? The median was 48 m².
Can I get a one-bedroom flat in Herceg Novi for under €200,000? Yes, 51 one-bedroom flats asked €200,000 or less.
How these numbers were measured
Asking prices of all active flats and studios for sale in Herceg Novi on Fijaka on 9 November 2026. Medians leave out listings without a price. These are asking prices, not sale prices.