Can you buy a flat in Tivat for under €200,000? Yes. On 9 November 2026, 109 of the 475 flats for sale in Tivat on Fijaka asked €200,000 or less, about 23%. Their median asking price was €162,000 for 41 m² (€3,950 per m²).
The largest seller has 48% of these flats under €200,000; without its listings the median is €165,000.
What €200,000 buys in Tivat, by size
| Size | Flats up to €200,000 | Median price | Median size |
| Studio | 21 | €111,000 | 27 m² |
| One bedroom | 72 | €165,000 | 44 m² |
| Two bedrooms | 12 | €178,000 | 46 m² |
The largest flats at this budget are two-bedroom flats, with a median of 46 m².
The areas with the most flats at this price: Mrčevac (14), Donja Lastva (8).
Current listings: flats under €150,000 in Tivat.
What it costs on top
- Transfer tax on a resale flat is 3% of the tax base up to €150,000 and 5% on the part above. On €162,000 that is €5,100. See the property transfer tax guide.
- A new flat bought from a developer carries VAT in the price instead.
- Before any deposit, check the flat's legal status: what "legalizacija u toku" means.
Related answers
- How much does a one-bedroom flat cost in Tivat?
- How much does a two-bedroom flat cost in Tivat?
- How much does a three-bedroom flat cost in Tivat?
- Kotor or Tivat: where to buy a flat in the Bay of Kotor?
Frequently asked questions
How many flats in Tivat cost less than €200,000? 109 of 475 on 9 November 2026, about 23%.
How big is a flat in Tivat for under €200,000? The median was 41 m².
Can I get a one-bedroom flat in Tivat for under €200,000? Yes, 75 one-bedroom flats asked €200,000 or less.
How these numbers were measured
Asking prices of all active flats and studios for sale in Tivat on Fijaka on 9 November 2026. Medians leave out listings without a price. These are asking prices, not sale prices.