Can you buy a flat in Kotor for under €200,000? Yes. On 9 November 2026, 107 of the 318 flats for sale in Kotor on Fijaka asked €200,000 or less, about 34%. Their median asking price was €147,000 for 46 m² (€3,100 per m²).
What €200,000 buys in Kotor, by size
| Size | Flats up to €200,000 | Median price | Median size |
| Studio | 27 | €128,000 | 32 m² |
| One bedroom | 48 | €149,000 | 48 m² |
| Two bedrooms | 28 | €163,000 | 69 m² |
The largest flats at this budget are two-bedroom flats, with a median of 69 m².
The areas with the most flats at this price: Dobrota (17), Radanovići (15), Lastva Grbaljska (13), Kavač (13), Orahovac (5), Kavac (4).
Current listings: flats under €150,000 in Kotor.
What it costs on top
- Transfer tax on a resale flat is 3% of the tax base up to €150,000. On €147,000 that is €4,410. See the property transfer tax guide.
- A new flat bought from a developer carries VAT in the price instead.
- Before any deposit, check the flat's legal status: what "legalizacija u toku" means.
Related answers
- How much does a one-bedroom flat cost in Kotor?
- How much does a two-bedroom flat cost in Kotor?
- How much does a three-bedroom flat cost in Kotor?
- Kotor or Tivat: where to buy a flat in the Bay of Kotor?
Frequently asked questions
How many flats in Kotor cost less than €200,000? 107 of 318 on 9 November 2026, about 34%.
How big is a flat in Kotor for under €200,000? The median was 46 m².
Can I get a one-bedroom flat in Kotor for under €200,000? Yes, 50 one-bedroom flats asked €200,000 or less.
How these numbers were measured
Asking prices of all active flats and studios for sale in Kotor on Fijaka on 9 November 2026. Medians leave out listings without a price. These are asking prices, not sale prices.