Can you buy a flat in Montenegro for under €300,000? Yes. On 9 November 2026, 2,738 of the 3,927 flats for sale in Montenegro on Fijaka asked €300,000 or less, about 70%. Their median asking price was €165,000 for 55 m² (€2,980 per m²).
The largest seller has 40% of these flats under €300,000; without its listings the median is €168,000.
Where the flats under €300,000 are
| Municipality | Flats up to €300,000 | Studios | One-bedroom | Two-bedroom | Median price |
| Budva | 874 | 70 | 407 | 321 | €180,000 |
| Bar | 696 | 83 | 234 | 238 | €148,000 |
| Podgorica | 479 | 44 | 167 | 149 | €149,000 |
| Kotor | 216 | 29 | 90 | 87 | €210,000 |
| Tivat | 213 | 23 | 114 | 68 | €200,000 |
| Herceg Novi | 130 | 10 | 63 | 34 | €165,000 |
| Ulcinj | 58 | 10 | 32 | 16 | €133,000 |
| Kolašin | 34 | 7 | 20 | 4 | €125,000 |
| Nikšić | 8 | 0 | 0 | 3 | €101,000 |
In Nikšić one seller has 63% of these flats.
What €300,000 buys in Montenegro, by size
| Size | Flats up to €300,000 | Median price | Median size |
| Studio | 277 | €97,000 | 30 m² |
| One bedroom | 1122 | €152,000 | 48 m² |
| Two bedrooms | 930 | €199,000 | 69 m² |
| Three bedrooms | 225 | €230,000 | 93 m² |
The largest flats at this budget are three-bedroom flats, with a median of 93 m².
The areas with the most flats at this price: Bečići (253), Zabjelo (93), Petrovac (87), Ilino (61), Stari Aerodrom (60), Dobrota (59).
Current listings: flats under €150,000 in Montenegro.
What it costs on top
- Transfer tax on a resale flat is 3% of the tax base up to €150,000 and 5% on the part above. On €165,000 that is €5,250. See the property transfer tax guide.
- A new flat bought from a developer carries VAT in the price instead.
- Before any deposit, check the flat's legal status: what "legalizacija u toku" means.
Related answers
- Can you buy a flat in Budva for under €100,000?
- Can you buy a flat in Budva for under €300,000?
- Can you buy a flat in Bar for under €200,000?
- Can you buy a flat in Podgorica for under €200,000?
Frequently asked questions
How many flats in Montenegro cost less than €300,000? 2,738 of 3,927 on 9 November 2026, about 70%.
Where are most flats under €300,000 in Montenegro? In Budva, with 874 of the 2738.
How big is a flat in Montenegro for under €300,000? The median was 55 m².
Can I get a one-bedroom flat in Montenegro for under €300,000? Yes, 1131 one-bedroom flats asked €300,000 or less.
How these numbers were measured
Asking prices of all active flats and studios for sale in Montenegro on Fijaka on 9 November 2026. Medians leave out listings without a price. These are asking prices, not sale prices.