Can you buy a flat in Podgorica for under €200,000? Yes. On 9 November 2026, 381 of the 541 flats for sale in Podgorica on Fijaka asked €200,000 or less, about 70%. Their median asking price was €135,000 for 49 m² (€2,600 per m²).
The largest seller has 49% of these flats under €200,000; without its listings the median is €135,000.
What €200,000 buys in Podgorica, by size
| Size | Flats up to €200,000 | Median price | Median size |
| Studio | 44 | €78,000 | 30 m² |
| One bedroom | 156 | €125,000 | 46 m² |
| Two bedrooms | 105 | €156,000 | 65 m² |
| Three bedrooms | 22 | €178,000 | 84 m² |
The largest flats at this budget are three-bedroom flats, with a median of 84 m².
The areas with the most flats at this price: Zabjelo (86), Stari Aerodrom (56), Zagorič (21), Preko Morače (18), Tološi (16), Ljubović (13).
Current listings: flats under €150,000 in Podgorica.
What it costs on top
- Transfer tax on a resale flat is 3% of the tax base up to €150,000. On €135,000 that is €4,050. See the property transfer tax guide.
- A new flat bought from a developer carries VAT in the price instead.
- Before any deposit, check the flat's legal status: what "legalizacija u toku" means.
Related answers
- How much does a three-bedroom flat cost in Podgorica?
- Podgorica or Tivat: where to buy a flat in Montenegro?
- Podgorica or Herceg Novi: where to buy a flat in Montenegro?
- Podgorica or Kotor: where to buy a flat in Montenegro?
Frequently asked questions
How many flats in Podgorica cost less than €200,000? 381 of 541 on 9 November 2026, about 70%.
How big is a flat in Podgorica for under €200,000? The median was 49 m².
Can I get a one-bedroom flat in Podgorica for under €200,000? Yes, 157 one-bedroom flats asked €200,000 or less.
How these numbers were measured
Asking prices of all active flats and studios for sale in Podgorica on Fijaka on 9 November 2026. Medians leave out listings without a price. These are asking prices, not sale prices.
