Is it better to buy a flat in Podgorica or in Tivat? On price, Podgorica is cheaper. On 9 November 2026, flats for sale in Tivat asked a median €4,570 per m² on Fijaka and flats in Podgorica €2,690 per m², so Tivat was 70% more expensive. A one-bedroom flat asked a median €125,000 in Podgorica and €230,000 in Tivat.
Podgorica has the larger choice of flats. Here is what the listings say, number by number.
Podgorica and Tivat side by side
| Measure (9 November 2026) | Podgorica | Tivat |
| Flats for sale | 541 | 475 |
| Median price per m² | €2,690 | €4,570 |
| Median flat | €154,000 for 58 m² | €315,000 for 68 m² |
| One-bedroom flat | €125,000 | €230,000 |
| Two-bedroom flat | €180,000 | €350,000 |
| Flats up to €150,000 | 248 | 42 |
| Flats up to €200,000 | 381 | 109 |
| One-bedroom rent | €500 a month | €1,000 a month |
| Gross yield, one-bedroom | 4.8% | 5.2% |
The gross yield on a long-term let is higher in Tivat (5.2% against 4.8%).
Cheapest and most expensive areas
Podgorica: Zabjelo (€2,500 per m²) and Zagorič (€2,500 per m²) are the cheapest; Stari Aerodrom (€2,720) is the most expensive area with enough listings.
Tivat: of the two areas with enough listings, Donja Lastva (€4,100 per m²) is cheaper than Porto Montenegro (€8,300).
Current listings: flats for sale in Podgorica and flats for sale in Tivat.
Related answers
- How much does a three-bedroom flat cost in Podgorica?
- How much does a one-bedroom flat cost in Tivat?
- How much does a two-bedroom flat cost in Tivat?
- Bar or Tivat: where to buy a flat in Montenegro?
Frequently asked questions
Is Podgorica cheaper than Tivat? Yes. On 9 November 2026, flats in Podgorica asked a median €2,690 per m² and flats in Tivat €4,570, so Tivat was 70% more expensive.
How much more does a one-bedroom flat cost in Tivat than in Podgorica? A median €105,000 more: €230,000 against €125,000.
Where are there more flats under €150,000, Podgorica or Tivat? Podgorica: 248 against 42.
How these numbers were measured
Asking prices of all active flats and studios for sale and for rent in the municipalities of Podgorica and Tivat on Fijaka on 9 November 2026. Medians leave out listings without a price. An area is shown only with at least 15 listings from at least 3 sellers, where no seller has half of them. Gross yield is a year's median asking rent divided by the median asking price, and is shown only where no seller has 60% or more of the rentals. These are asking prices, not sale prices.