Health insurance, choosing a GP, pharmacies, medicines, dental care and patient rights: guides to the Montenegrin health system.
How to become an organ donor after death in Montenegro: written consent and a donor card from your chosen doctor, the statement of objection, withdrawal, what applies if you made no statement, when the close family decides, who can donate while alive and what the 2025 and 2026 amendments changed.
September 29, 2026
What Montenegro's Law on the Conditions and Procedure for Termination of Pregnancy says: termination on written request up to 10 weeks, approval by a first-instance commission from 10 to 20 weeks, the Clinical Centre's Ethics Committee after 20 weeks, the three- and seven-day deadlines, who bears the costs, consent for minors and medical supervision afterwards.
September 29, 2026
Who can give blood in Montenegro, how often, what is checked before donating, the ten locations of the Blood Transfusion Institute and the rights donors have: time off work, 100% sick pay for the day and no co-payments after ten donations.
September 29, 2026
What a medical certificate costs at the Occupational Medicine Centre of the Capital City Health Centre in Podgorica for work, for amateur and professional drivers, for firearms, boats, seafarers, university and visas, when to come for the exam and blood tests, where to pay and what changed for firearms under the new law.
September 28, 2026
In which countries a Health Fund insured person gets emergency care with a bilingual form, how to get and use the form, why Greece, Spain and non-European countries need a private policy, how much insurers' packages cover, what a policy does not pay and what to do if you fall ill on a trip.
September 28, 2026
Which rights a patient has under the Law on Patient Rights: choosing and changing doctors, information before a procedure, consent and refusal of treatment, access to and copies of medical records, a second opinion, privacy, a complaint to the patient rights advocate and a reply within three days.
September 28, 2026
Which medicines you get on prescription at the Health Insurance Fund's expense, how the basic and supplementary lists differ, what the codes R, RS, RZ and RK mean, which list applies from July 2026, what to do if you cannot get a listed medicine and who is exempt from co-payment.
September 28, 2026
Which three free cancer screening programmes Montenegro runs, which ages they cover, who invites you, how the stool test, the HPV test and the mammogram work, how often they are repeated, what a positive result means and how to sign up yourself if no invitation comes.
September 28, 2026
When the Health Insurance Fund sends a patient for treatment outside Montenegro, who files the request and where, what the Clinical Centre panel's proposal must contain, how long the referral is valid, when a flight and a companion are approved and which costs the Fund refunds after you return.
September 28, 2026
Who the Health Insurance Fund approves for medical rehabilitation at the Igalo Institute, which Clinical Centre panel proposes it, how long it lasts after a heart attack, stroke or surgery, who gets a companion and transport and by when you must use the referral.
September 27, 2026
How much medicine you may bring into or take out of Montenegro under the new Medicines Act, which documents you show to customs, what applies to medicines containing controlled drugs and to medicines for pets, what the fines are and why you cannot receive medicines by post or courier.
September 27, 2026
When the Health Insurance Fund pays for glasses, contact lenses and hearing aids, which prescriptions and levels of hearing loss qualify children and adults, how often the aid is renewed, how the procedure works from the doctor's proposal to the Fund's approval, and where you collect it.
September 27, 2026
Who in Montenegro is entitled to dental care paid by the Health Insurance Fund, what the Fund covers from preventive check-ups to orthodontic braces and dental injuries, which documents you need to choose a dentist, how many clinics have a contract with the Fund and how to find an on-call dentist.
September 27, 2026
How many IVF cycles the Health Insurance Fund covers, up to what age, what applies to couples with children, donor IVF and women not living in a relationship, how the path runs from your chosen gynaecologist to a referral, which documents are needed and where the treatment takes place.
September 27, 2026
Which diseases children must be vaccinated against, which vaccine a child gets at which age, why vaccination is a condition for kindergarten, who issues the certificate and what it contains, the fines for parents, kindergartens and doctors and the rules for the HPV vaccine.
September 27, 2026
Who the chosen doctor (izabrani doktor) is in Montenegro, how you choose and change them, what they do, how to get a PIN for the eZdravlje portal, what you can and cannot book online, which services the portal offers and how to book by phone in Podgorica.
September 26, 2026
Where to buy medicine in Montenegro: the state pharmacy chain Montefarm and its 24-hour pharmacies in Podgorica and Nikšić, opening hours in the coastal towns, pharmacies on Sundays, how to check whether a medicine needs a prescription, and how maximum medicine prices are set, with examples.
September 25, 2026
A foreigner with residence in Montenegro is not automatically insured. Who becomes insured with the Health Insurance Fund, what applies with permanent and with temporary residence, what cover a residence permit requires, what about the family and what the insurance covers.
September 24, 2026