Is it better to rent or buy a flat in Bar? The listings give the price of each option. On 9 November 2026, a one-bedroom flat in Bar asked a median €137,000 to buy or €500 a month to rent on Fijaka. The purchase price equals about 22.8 years of rent, a gross yield of 4.4% a year. Whether buying pays off depends on how long you stay, your financing and the costs below.
Buy or rent: the same flat, two prices
| Size | Median price to buy | Median rent a month | Years of rent for the price | Gross yield |
| Studio | €96,000 | €340 | 23.5 | 4.3% |
| One bedroom | €137,000 | €500 | 22.8 | 4.4% |
| Two bedrooms | €189,000 | €700 | 22.5 | 4.4% |
Listings: 87 studio flats for sale and 25 for rent; 251 one-bedroom flats for sale and 108 for rent; 280 two-bedroom flats for sale and 39 for rent.
Note: for three-bedroom flats one seller has 60% or more of the rentals, so we do not set those rents against prices.
What buying costs that renting does not
- Transfer tax on a resale flat is 3% of the tax base up to €150,000. On €137,000 that is €4,110. See the property transfer tax guide. That equals 8.2 months of the median one-bedroom rent.
- Annual property tax, set by the municipality: see the property tax guide.
- Loan interest if you borrow: mortgages in Montenegro.
What renting costs that buying does not
Renting avoids the purchase costs, but the rent can change at each renewal. How to find a long-term let: long-term rental in Montenegro.
Current listings: flats for rent in Bar and flats for sale in Bar.
Related answers
- How much does a two-bedroom flat cost in Bar?
- How much does a three-bedroom flat cost in Bar?
- Can you buy a flat in Bar for under €100,000?
- Podgorica or Bar: where to buy a flat in Montenegro?
Frequently asked questions
How many years of rent does a flat in Bar cost? About 23.5 years for a studio flat; About 22.8 years for a one-bedroom flat; About 22.5 years for a two-bedroom flat, at median asking prices and rents on 9 November 2026.
What is the rental yield in Bar? 4.3% for studio flats, 4.4% for one-bedroom flats, 4.4% for two-bedroom flats (gross), before tax, empty months and running costs.
How much is rent for a one-bedroom flat in Bar? A median €500 a month across 108 listings; half asked between €400 and €600.
How these numbers were measured
Asking prices of all active flats for sale and for long-term rent in the municipality of Bar, by number of bedrooms on Fijaka on 9 November 2026. Medians leave out listings without a price. Years of rent is the median price divided by twelve months of median rent; gross yield is the inverse. A rent is set against a price only where no seller has 60% or more of the rentals. These are asking prices, not sale prices.